Looking ahead to 2027, it looks like mortgage rates are set to stay higher for longer than many had hoped. For buyers, that means financing costs will likely continue playing a major role in how, when, and where you decide to move. Over my 30 years in real estate, I’ve seen how even a small change in rates can shift the entire landscape—especially for first-time buyers, folks downsizing, and families dealing with estate transitions. With rates projected to decline slowly, we may see demand stay a bit softer than usual, even if the economy picks up. More buyers are turning to creative strategies like rate buydowns and adjustable mortgages to make their move possible. And with higher borrowing costs, price growth should stay moderate, as buyers take a careful approach. My goal is always to help you navigate these changes with confidence, making sure you land the right home—and the right deal—no matter what the market brings.
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